Financial Planning Tools

Free, no-login calculators to help you visualise your financial trajectory. Built for South African taxpayers, using SARS 2026/2027 tax-year figures.

Retirement Projection

Current Savings (R)

Monthly Contribution (R)

Age Now

Retire Age

Assumed Annual Return (%)

Projected Capital at Retirement —

Illustrative only. Assumes constant contributions and a fixed nominal annual return, compounded monthly, with no fees or inflation adjustment applied.

Tax Estimator (2026/27)

Annual Taxable Income (R)

Age Bracket

Estimated Annual Liability —

Based on SARS 2026/2027 tax tables and rebates. Excludes medical tax credits and other deductions — for a full calculation, consult your tax practitioner or SARS eFiling.

Compound Growth Projector

Lump Sum Invested (R)

Monthly Contribution (R)

Years Invested

Annual Return (%)

Projected Value —

Illustrative only. Real returns vary and are not guaranteed; fees and tax are not included.

Offshore Allowance Tracker

SDA Already Used This Calendar Year (R)

FIA Already Used This Calendar Year (R)

Remaining Headroom —

Single Discretionary Allowance: R2,000,000/calendar year (no tax clearance required, raised from R1m in 2026). Foreign Investment Allowance: R10,000,000/calendar year (requires SARS tax clearance / AIT).

Important: These tools provide general estimates for illustration only. They do not constitute financial, tax, or legal advice and do not account for your full personal circumstances. Figures are based on published SARS and SARB thresholds at the time of writing and are subject to change. For advice specific to your situation, please book a consultation.

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